The co-operative movement has remained a mystery over the years despite making significant contributions to the national economy. This has been made so by lack of enough information, persistent management wrangles embezzlement of members money and above all corruption. However despite all these setbacks, the movement has remained solid and progressive and it is today estimated to have over Kshs 250 billion and where ever you look in the country, you will see the hallmarks of co-operative movement that include, multi national processing factories, high rise buildings among others.
This not only shows how organized the movement is but it also highlight the fact that co-operative movement is an important segment of the economy and hence cannot be ignored. Therefore every Kenyan need to be a member of a Sacco within the industry which they thrive in. This does not only help them to access affordable credit and savings products but it also provides an opportunity to pool resources together for wealth creation and economic empowerment. Saccos operate within a common bond whereby members are drawn from a specific segment of the economy such as health, agriculture e.t.c. This help people with similar needs and interests to pool their resources together to create a sort of a revolving fund where members can borrow at competitive interest rates which are often lower than in the commercial banks.
